Nu York Modifications Inc. holds a bimonthly seminar informing current homeowners who are facing negative equity in their homes, possible foreclosure or rise in interest rates on their mortgage and or making payments but about to be late on their mortgage the options available to them legally on their rights and the remedies available to them through legal loan modification.
Inside the seminar will discuss
How anyone can stop foreclosure and force their lender to accept a loan modification on their terms with a forensic mortgage audit.
What to do if you have been turned down for a loan modification.
What to do if you are not late on your payments but still need a loan modification.
Why you need an attorney before starting or accepting any offer for a loan modification from your lender.
Why the legal approach to loan modification always yield better results than the financial approach.
The dangers of using mortgage brokers and loan companies instead of attorney to negotiate a loan modification for you and why bank must talk to attorney's differently.
Why we are the only attorney backed loan modification company that will sue the pants of your lender in federal court if they start to play hardball.
The Obama legislation and how it can help you keep your home.
1. Are you currently in foreclosure.
2. Do you think you are victim of a predatory loan.
3. If your monthly loan payment has increased more than $200 in the past year.
4. If your monthly payment will increase by more than $200 in the next six months, or
5. If your loan has a pre-payment penalty longer than three years.
6. If your home was originally appraised for a higher value than homes were selling for in your neighborhood.
7. Or if your Realtor or title company steered you to a specific mortgage company.
If you can answer yes to 2 or more of these questions then you should attend this free seminar. To find out the time and location of the seminar please call 718-395-3840
If you can't make it on this date then call 718-453-6917 for a free consultation and someone will get back to you.
If your mortgage company is offering to lock in your current, low interest rate before it re-adjusts or to re-write or revise your loan terms in any way...
Do not bite on these offers unless and until you know if you've got a legal case against them.
If you bite on their offer to freeze your current interest rate or re-write the loan without first knowing if your mortgage was an illegal loan in the first place, you may be making your original 'bad decision' even worse!
Don’t sign away your rights!
Many mortgage companies that have been making these offers are charging fees to re-write or freeze the interest rate on your current mortgage loan. I find that ironic and insulting, especially since they may be partly or entirely responsible for putting you into this bad position in the first place!
But here's the real kicker: If you do bite on one of these 'help' offers, there's an excellent chance you'll be signing away your legal rights to go after your mortgage company if you discover that they've violated your rights.
If the person or company originating your mortgage violated the Fair Housing Act, the Truth In Lending Act, the Equal Credit Opportunity Act or the Real Estate Settlement Practices Act, you may have the right to pursue other remedies available to you.
In order to determine whether your rights have been violated anywhere along the line, from loan origination through assessment of monthly payments, you'll need to have a comprehensive audit of your mortgage loan origination and mortgage servicing files.
- Location: Brooklyn, New York
- it's NOT ok to contact this poster with services or other commercial interests